Digital Currency Interoperability Models Between CBDCs, Stablecoins, and Legacy Payment Rails
Keywords:
CBDC, stablecoin, interoperabilityAbstract
Digital monetary ecosystems need CBDC, private stablecoin, SWIFT, and RTGS connectivity. We study monetary system architecture and protocol-level value transfer and compliance cooperation. Cross-chain settlement promotes real-time liquidity synchronization using atomic swaps, interoperability bridges, and consistent token representations. Centralized and decentralized payments are monitored using ISO 20022 communications and compliance layers. Tokenized liquidity management decreases counterparty risk and boosts capital efficiency via smart contract settlement. In hybrid financial ecosystems, technology, law, and governance need safe and scalable digital currency interoperability, experimentally and consortium-led.
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