NISCHAY REDDY MITTA. AI-Based Underwriting Automation in Insurance: Developing Machine Learning Models for Risk Scoring, Policy Approval, and Premium Optimization. Essex Journal of AI Ethics and Responsible Innovation, Essex, USA, v. 3, p. 312–354, 2023. Disponível em: https://ejaeai.org/index.php/publication/article/view/70.. Acesso em: 24 jun. 2026.